Terms of Service
Effective date: October 20, 2026
1. Who We Are
ETF Pulse is operated by TechSavvy Services LLC, 6 Crossroads Ct, Dayton, NJ 08810, USA ("Company," "we," "us"). By creating an account or using ETF Pulse you agree to these Terms. If you do not agree, do not use the service.
2. Not Financial Advice
ETF Pulse is an educational and research tool only. Nothing on this platform constitutes investment advice, a recommendation to buy or sell any security, or a solicitation of any offer to buy or sell any security. All content — including AI-generated summaries, portfolio analyses, and market commentary — is for informational purposes only. Always consult a qualified financial advisor before making investment decisions.
3. Accounts and Eligibility
- You must be at least 18 years old and have the legal capacity to enter a contract.
- You are responsible for keeping your login credentials confidential.
- You may not share, sell, or transfer your account.
- You agree to provide accurate registration information and keep it up to date.
4. Free and Pro Plans
ETF Pulse offers a free tier and a paid Pro subscription. Features available on each plan are described on the pricing page and may change with notice. Subscription fees are billed monthly or annually via Stripe. All fees are non-refundable except where required by law. We may change pricing with 30 days' notice posted to the app or your registered email.
5. Acceptable Use
You agree not to:
- Scrape, crawl, or systematically download content from ETF Pulse.
- Attempt to reverse-engineer or access the service's underlying infrastructure.
- Use the service to build a competing product.
- Circumvent rate limits or access controls.
- Upload malicious code or interfere with other users' access.
6. Intellectual Property
All content, design, software, and AI-generated output on ETF Pulse is owned by or licensed to TechSavvy Services LLC. You may not reproduce, redistribute, or create derivative works from our content without prior written permission. ETF data is sourced from third-party providers and is subject to their respective licenses.
7. Limitation of Liability
To the maximum extent permitted by law, TechSavvy Services LLC and its officers, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of — or inability to use — ETF Pulse, including any investment losses made in reliance on information from this platform. Our total liability to you shall not exceed the amount you paid us in the 12 months preceding the claim.
8. Disclaimer of Warranties
ETF Pulse is provided "as is" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or accuracy of financial data. Market data may be delayed and is not guaranteed to be accurate or complete.
9. Termination
We may suspend or terminate your account at any time for violation of these Terms. You may cancel your account at any time from the account menu. Upon termination your data will be handled per our Privacy Policy.
10. Governing Law
These Terms are governed by the laws of the State of New Jersey, USA, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Middlesex County, New Jersey.
11. Changes to These Terms
We may update these Terms from time to time. We will notify you by email or in-app notice at least 14 days before material changes take effect. Continued use of the service after the effective date constitutes acceptance of the updated Terms.
12. Contact Us
Questions about these Terms? Email us at contact@techsavvyservicesllc.com or write to TechSavvy Services LLC, 6 Crossroads Ct, Dayton, NJ 08810, USA.